Due Diligence and Risk Profiling
- Our expert team of 250+ members can conduct a detailed Due Diligence Review of individual loans and/or loan portfolios being considered for acquisition by your institution. The review will utilize our experience in assessing the quality of underwriting, accuracy of risk rating, compliance with supervisory guidelines, and the adequacy of file documentation. Due Diligence Reviews can be customized to focus on the aspects of each portfolio and lending products under consideration.
Current Capabilities:
- We are also into RCU, PD, FI, LIP activities and assisting our BFSI clients in Northern India covering 09 states in India.
- We are covering all Major Cat “A” cities in India with our PAN India Reach for PD / LIP Portfolio.
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Completed more than 4 lakhs + verifications and still continuing.
Present infrastructure details:
- State Reach: We are currently Servicing UP, Uttarakhand, Rajasthan, Punjab, Haryana, Delhi NCR, MP(Limited reach), Maharashtra and Goa.
- Field Strength: We are currently operating with approx. 200+ field verifier who helps us in conducting these verifications.
- Technology Platform: Complete tech interface for backend, field and client communication with dashboards. All verification are GEO tagged and tracked on real-time basis.
- Backend Team: Centralized backend Team of 25+ people managing day to day operations and handling client interactions.
- Facility: Approx. 35 systems, 03 printer, 02 internet connection, office space of 3000 sq ft, dedicated power backup facility
“FINTECH BASED SOLUTION IN THE SPACE OF DUE DILIGENCE”
Our Approach
- Paperless process
- API backed social health checks
- The Android-based application used by our teams for real-time data capturing and tracking
- Interactive Dashboards for your organization on a real-time basis.
We offer wide range of services which can be broadly classified into:
– Personal Discussion
A detailed credit analysis being conducted on the individual and entities ranging from retail to wholesale banking portfolios coupled with social checks assists lenders to take improved credit decisions within defined timelines.
– Liquid Profiling by Chartered Accountants
Our experienced team conducted a detailed cash flow analysis of financials provided by lenders and assess them to bring the gap analysis in line with the current business situation. A detailed report with estimated cashflows and net expendable income is provided to your organization.
– Business Banking profile check
– Discrete Profile checks:
We specialize in conducting discrete profile checks for your organization’s clients, vendors and assist in giving their market feedbacks.
Employee Background Verification
Third-Party Independent document verifications from the source.
Pre-Issuance & Post Issuance Insurance policy verification.
– Investigations
Mystery shopping and Seeding
Under invoicing checks
Non-Starters ‘visits
Cross valuation checks
Skip Tracking
Medical Seeding
Claims Investigations for Life and Non-Life Insurer.